

Welcome to Our Kozy Life - A Family Travel Blog
Our Kozy Life is a family travel blog dedicated to helping families make the most of their credit card benefits and points to enjoy luxury travel without breaking the bank. Here, you will find valuable tips, travel hacks, and inspiring stories to help you plan memorable and affordable family vacations. Our mission is to show families that travel can be comfortable, luxurious, and budget-friendly at the same time.


Winford Ko
Founder & Travel Hacker
Passionate founder of Our Kozy Life. His love for travel and expertise in maximizing credit card benefits have enabled him to create unforgettable travel experiences for his family. With a keen eye for luxury travel at affordable costs, Winford is dedicated to sharing his insights and tips with other families.
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Favorite Credit Card: Capital One Venture X
Favorite Place to Visit: Tokyo, Japan
Favorite Flight: Toss up between Emirates First Class and Qatar Airways Qsuites
Favorite Travel Moment: Relaxing in our overwater bungalow in Maldives

Elma
Content Creator & Travel Blogger
Lover of all family moments together, Elma loves to plan all trips, and does an amazing job doing so! On top of earning tons of credit card points, she loves to collect memorabilia from all over the world and share her amazing experiences via her gorgeous photobooks and collages!
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Favorite Credit Card: Amex Blue Business Plus
Favorite Place to visit: Kansai area of Japan!
Favorite Flight: Qatar Airways Qsuites
Favorite Travel Moment: Anytime we create memories together through new experiences

Iris
Travel Lover and Adorable Daughter
A little travel enthusiast, Iris loves to experience new adventures in life. Some of her favorite activities are to wave hi to everyone on a plane, and run around in a new hotel room!
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Favorite Credit Card: Iris have 2 credit cards: Chase Freedom Flex and Capital One Venture X (authorized user of Daddy's)
Favorite City: Dubai, UAE
Favorite Flight: Emirates First Class Suite
Favorite Travel Moment: Looking at all the fishes in Atlantis Aquarium in Dubai!
