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Bilt Mastercard

A must get credit card for all renters

Annual Fee: None

Welcome Bonus: Unofficially, most people may get an offer for 5x for 5 days on all purchases (except rent) for up to 50,000 points

Earnings: Earn 3x on Restaurants, 2x on Travel, and 1x on everything else. Must have at least 5 transactions a month to obtain Bilt Points

Other notables: No foreign transaction fee. Cell Phone Protection, Trip Interruption/Delay Protection 

Our Kozy Life Review:

With a zero annual fee with no additional fees added to paying rent, while earning points to transfer to partners, it's a no brainer to get to at the minimum, passively earn credit card points! Some of our favorite transfer partners of Bilt are Hyatt and Alaska Airlines! 

Our Kozy Life Tip:

Save your points for the occasional massive transfer bonus Bilt has (from 75% to 150% transfer bonus which is insane!)

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