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Chase Sapphire Preferred 

A starter travel credit card packed with perks

Annual Fee: $95

Welcome Bonus: Currently 75k points on $4,000 spend in 3 months (Ending 6/14/2024)

Earnings: Earn 3x on Restaurants, 2x on Travel, and 1x on everything else. 

Other notables: 1.25 redemption on Chase Travel Portal. $50 hotel credit annually, No foreign transaction fee. Primary CDW, Purchase Protection, Trip interruption/delay protection, baggage protection

Our Kozy Life Review:

One of the quintessential beginner travel cards. Decent (but not amazing) earnings, but really shines in the travel protection and 14 transfer partners it offers. One of the only cards (besides Bilt Mastercard), that transfers to Hyatt. A solid credit card in any travel enthusiast's collection!  

Our Kozy Life Tip:

Stack with your other Chase cards (Chase Freedom Flex/Unlimited or Chase inks) and pool your points together to transfer to partners!

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