American Express Gold Card
The "workhorse" of the Amex cards
Annual Fee: $250
Welcome Bonus: 60k-90k points on $6,000 spend in 6 months
Earnings: 4x Dining, 4x Supermarkets (up to $25,000), 1x on everything else
Other notables: $10 monthly Uber credit, $10 monthly select restaurant credit. Purchase Protection/Travel Protection, Transfer to 20 different airline/hotel partners
Our Kozy Life Review:
There's a good reason why it's called the "workhorse" of the Amex cards. With 4x on Dining and 4x on Supermarkets, this will be a card that you will be using the majority of the time to help rack up points. With essentially $240 credits that are easy to use, this offsets the annual fee significantly to where it's only an effective $10 to hold the card. With all the other benefits, this is a for sure a keeper card in the Amex system!
Our Kozy Life Tip #1:
If you're interested in the American Express Platinum card as well as the Gold, be sure to apply for the Gold first. If you apply for the Platinum first, it will exclude you from any other welcome bonus on the Amex Gold in the future!
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Our Kozy Life Tip #2:
Be sure to also link your American Express Account to Rakuten to earn even more Amex points!