Chase Sapphire Reserve
Big Brother to the CSP. More benefits, at a price
Annual Fee: $550
Welcome Bonus: Currently 75k points on $4,000 spend in 3 months (Ending 6/14/2024)
Earnings: Earn 3x on Restaurants, 3x on Travel (5x flights, 10x hotel/car, rentals on Travel Portal), 10x Lyft, 1x everything else.
Other notables: 1.5x redemption on Chase Travel Portal. $300 credit annually, TSA Precheck/Global Entry Credit, Access to Chase Sapphire Lounges. $5 DoorDash credit monthly, $10 instacart credit monthly, No foreign transaction fee. Primary CDW, Travel protection similar to CSP.
Our Kozy Life Review:
Slightly better earnings then CSP but with a much higher annual fee. This is offset slightly by the $300 travel credit which is incredibly easy to use. The main benefits of the CSR over the CSP would be better redemption on the Chase Travel Portal (if you decide to use it), slightly better travel protection, and lounge access! Same transfer partners otherwise. Generally speaking, the CSP is recommended over the CSR, but the CSR still has it's value in the Chase system!
Our Kozy Life Tip:
Stack with your other Chase cards (Chase Freedom Flex/Unlimited or Chase inks) and pool your points together to transfer to partners!